Buying Costs

Compare places

Pick two to four places and one price. Bars show the cost on top as a share of the price, so pounds and euros compare without an exchange rate. The price is read in each place's own currency.

Places, two to four

Up to four at a time. Uncheck one to pick another.

The same number in each place's currency
Property
Tax-resident there
Own another home

Age and first-time buyer rules apply in only some places; set them in the calculator on each place's page.

Portugal (mainland)Second home, not tax-resident, €350,000 €33,800€32,925 to €36,750 9.7%of the price
Spain, Valencian CommunityResale, second home, €350,000 €36,165.78€34,115.78 to €38,515.78 10.3%of the price
EnglandSecond home, not tax-resident, owns another home, £350,000 £33,500£32,900 to £34,100 9.6%of the price
TaxesTypical feesCould be up toA tax line is not confirmed yet
Every line, place by place
LineKindAmountEstimate rangeShare of price
Portugal (mainland), €350,000
IMT, non-resident buyer (flat 7.5%)Tax€26,2507.50%
Stamp duty (Imposto do Selo, 0.8%)Tax€2,8000.80%
Lawyer (market rate)Fee, estimate€4,375€3,500 to €7,0001.25%
Deed and land registration (Casa Pronta)Fee, estimate€375€375 to €7000.11%
Total on top of the price€33,800€32,925 to €36,7509.66%
Spain, Valencian Community, €350,000
Transfer tax (ITP), 9% (11% above €1M)Tax€31,5009.00%
Lawyer or gestoría (market rate)Fee, estimate€3,500€1,750 to €5,2501.00%
NotaryFee, estimate€900€600 to €1,5000.26%
Land registry (official fee scale)Fee€265.780.08%
Total on top of the price€36,165.78€34,115.78 to €38,515.7810.33%
England, £350,000
SDLT higher rates for an additional home (+5%)Tax£17,5005.00%
Stamp Duty Land TaxTax£7,5002.14%
SDLT non-resident surcharge (+2%)Tax£7,0002.00%
Conveyancing solicitor (market rate)Fee, estimate£1,000£500 to £1,5000.29%
Local searchesFee, estimate£350£250 to £4500.10%
HM Land Registry fee (Scale 1)Fee£1500.04%
Total on top of the price£33,500£32,900 to £34,1009.57%